Monthly budget: $1,100. Cookies collect information about your preferences and your device and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Port St. Lucie is located on Florida's Atlantic coast and has freshwater marshes in addition to ocean beaches. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. Historic Lewes has a more natural, small-town feel and (slightly) lower home prices. Surprise, this popular vacation town does have affordable homes and right on the beach, too! Retirees can get into active adult communities like Bay Crossing in a $239,000 two-bedroom condo all the way up to a fully kitted-out four-bedroom for $620,000. Choosing one of these retirement hot spots will offer plenty of opportunities to make friends while living within your means. Dunedin, Florida. A two-bedroom condo right near the hospital and within walking distance to Ocean Beach can be had for just $99,000 and $209,900 can fetch a three-bedroom Cape Codder with a master bed and bath on the first floor, blocks from the water. So far, things aren't looking great for this generation. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. There is a lot of research to be done before making the decision, and many independent agencies, consultants, or others can help with this process, but here are some ideas to get you started. Thankfully, there are plenty of beach towns that offer the best of both worlds affordable living and a large population of seniors. 1. However, what really makes this port town ideal for the 55-plus crowd is the easy access to quality health care. Lake Okeechobee is 40 miles southwest. When it comes to Washington beach towns, Bremerton is one of the most affordable in the state. Why It's Great:Life in bohemian, laidback Holbox is all about the white-sand beach and being in or on the water. Retirement can be affordable and exciting in these European destinations. When you think of retirement locales, Florida is probably the first state to come to mind and for good reason. The cost of living and crime, Read More Is It Good To Live In Miami Beach?Continue. Gulf Shores is the premiere beach getaway on the Alabama coastline. It is equidistant from the historic city of Savannah as it is to the spectacular beaches and seclusion of Tybee Island. Here's a look at the highest-rated coastal towns to retire. Retiring to a quiet place by the beach is a dream for many Americans and others around the world. Ah, Florida: warm weather, beaches, and no state income tax. Soak up the sun when you retire to one of these affordable destinations. With delicious food and growing wine culture, a remnant of French occupancy, world-class beaches, and some of the friendliest and most peace-loving locals you will meet. Myrtle Beach is another great option for retirees, with warm weather, affordable cost of living and many amenities such as golf courses and shopping centers. Almost everyone youll meet here is not local but has found their way here from somewhere else, giving this an international vibe. Homes start in the $200,000 range, and its possible to snap up a townhome with an onsite dock such as this sprawling three-bedroom for $274,000 or this $350,000 three-bedroomwith water views. Whether youre looking to move to the beach or simply visit on a budget, here are 25 of the most affordable beach towns in the U.S., from most to least expensive. Today, it is a small city brimming with things to do, like a symphony orchestra, ballet, opera, zip lining, museums and, of course, the beach. Theres still a lot of areas in Hyannis that are very affordable, says Jeanette Neeven, a Realtor with Century 21 Cobb Real Estate. And, of course, the international airport offers convenient, low-cost fares to get to the States and Canada. According to International Living, expat Geoff Kent moved to Chelem with his wife and two young kids in 2018, and they are considering opening a small coffee shop or donut store. If you're looking for a cheap place to retire near the beach, consider Daytona Beach.Homeowners age 60 and older pay a median of $1,324 per month with a mortgage, and the median rent is $1,127 per . However, one of the reasons it may be more affordable than other beach towns is because its almost too popular with tourists, lacks arts and culture, and is on the seasonal hurricane path. Portugal - Best Overall. Opinions expressed by Forbes Contributors are their own. Located in Central America, Nicaragua is nicknamed "The Land of Lakes and Volcanoes." A Certified Retirement Community by RetireNC, Carteret County, North Carolina, is a great place for active retirees. According to United Van Lines National Movers Study, in 2018, 39% of the retirees they moved had their GPS systems locked on to Florida. Ocean Pines is just over the bay from the iconic Ocean City, Maryland one of the great American boardwalk beach towns and a mid-Atlantic favorite vacation getaway. You can find out more and change our default settings with Cookies Settings. Income diversification can help you set up a financially secure retirement. People love to live here because of the beautiful beaches, the winter climate and the entertainment. Specifically, she specializes in budgeting, debt repayment, savings and retirement. If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. Is It Better To Stay In Capri Or Anacapri? You kind of have the best of both worlds [in Murrells Inlet] if youre looking for a nice, affordable area to retire to, says Jeremy Jenks, vice president of sales at Keller Williams The Trembley Group. The hurricane risk and the rate of city growth and sprawl are also what keep housing costs low. Just over the bay from Ocean City, Ocean Pines is a quieter, more residential pocket not far from the beautiful sandy beaches of its more popular sister. Retirees have their pick of beachfront locations in Thailand, including a number of tropical islands. The town is home to the Florida Institute of Technology and is only 30 miles east of Orlando, which means that residents have both beach vibes as well as the conveniences of a college town and a major city. Youll also enjoy South Carolinas low taxes. Good quality healthcare is available at reasonable prices, and public transportation in many cities makes a car unnecessary. Ocean Springs is a Gulf community with a small population of less than 18,000 and a median age of around 40. These offers do not represent all available deposit, investment, loan or credit products. Offering mountains, beaches, and a much cheaper cost of living than the USA or Europe, Panama is arguably a great country to retire. Retirement visas are available for those at least 50 years old with a valid passport, background check, at least $24,500 in a Thai bank account, and monthly income of about $2,000. Temperatures don't usually dip below the 50s in the winter. If it's racing season or Spring Break, forget about it. It costs a median of $1,521 per month to own a home with a mortgage in Port St. Lucie, and a median of $1,194 monthly to rent. Mississippi's coast is truly beautiful, even though most travelers opt for Florida's Gulf Coast over the beaches in the other Southern states. Haskins hails from the Midwest, where she spent nearly 25 years working in corporate advertising and marketing. seaside locations, including Holbox Island, pictured here, where residents get around on golf carts. The best part is that, thanks to its limited tourism and small expat community, Chitr is also one of Panama's most affordable places to live. Ambergris Caye is a tiny island surrounded by turquoise waters and the longest barrier reef in the western hemisphere. However, instead of looking forward to this phase of life, many women in Gen Z workers have made massive gains when it comes to contributing to their 401(k) plans. You won't be getting warm golden days in Eureka. (Getty Images). Over on the Sunshine State's Atlantic coast, Vero Beach is a nature lover's paradise with miles of hiking and biking trails, plus wildlife refuges along the coast. About 27% of the citys 10,000 residents are aged 65 and up. Are you thinking of a sunny, cheap cost of living and easy life for your retirement? In the city of Cuenca, for example, the cost of living is 66% less expensive, and rents are about 88% lower, when compared with New York City. Residents love to live here because of the climate and water recreation. and have not been previously reviewed, approved or endorsed by any other Maine's most populous city has four distinct seasons with warm summers and cold, snowy winters. Freeport's coastal waterways are teeming with fish, so you can imagine that fishing is one of the biggest draws to this part of the country. Located in the Mediterranean, with vineyards, dramatic cliffs, old forts, and charming fishing villages, the island as a whole has a lot to offer. No matter where in the world you live, there is no doubt a great beach retirement destination not too far from where you that wont leave you feeling too far away from your family and friends, and will no doubt open doors for new friendships and the opportunity to meet like-minded people. Many people downsize in retirement as a way to cut back on expenses and make their lives simpler. Where to stay: Beau Rivage Hotel & Casino. Median list price: $249,950. These places might be options that youd like to consider, and well tell you why. Consider these affordable retirement locales in the city, beach and mountains. The low cost of living makes it affordable for retirees to live near the beach permanently. Located approximately 10 miles south of Myrtle Beach, Garden City, South Carolina, is a small resort town with a population of 10,600 and 38% of residents are 65 years old and up. The city sits on a barrier island in the Gulf of Mexico, with sprawling beaches (though not necessarily the best in Texas), lively nightlife and a non-stop energy that keeps the Texas Southern students coming in. In fact, it has quite a bit of sprawl for such a small city. Brace yourself for cold, fog and damp conditions the majority of the year. The shoreline of Biloxi is flanked with massive oceanfront casinos, which are the major draw to this coastal community. By the numbers: Population . Express your gratitude and appreciation by picking out a retirement gift for a colleague. Orlando Is America's Top Travel DestinationHow Hard Has Its Real Estate Market Been Hit? Artists, creatives and certainly a lot of hemp aficionados, flock for the dramatic coastal views and an eclectic waterfront. State's tax rating for retirees: Most Tax Friendly. Ecuador has acquired a reputation as one of the best options in the world for retirees on a budget, but little Loja is still off the world's radar. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. But when you think of Americas great beach towns, like the Hamptons, Miami, Malibu, Hilton Head, among many others, we get snapped right back into reality rather quickly the cost of living in these spectacular beach towns is pretty darn high! Where It's Located:A former fishing village, Chelem is located on Mexicos Gulf Coast, about a 40-minute drive from the city ofMrida(which was just named by Best Small City in the World by Conde Nast Traveler). The cost of living is low, and there are residency options for retirees requiring a monthly income of at least $600. Port Arthur was founded in the late 19th century and, at one time, was the center of the largest oil refinery in the world. Can I Draw Social Security at 62 and Still Work Full Time? The less-crowded Neptune Beach often attracts surfers. Daytona Beach is a popular retirement spot, and a third of the population is age 60 or older. The cliff-edged and chilly shoreline of Bastendorff Beach, just a short trip over the bridge from Coos Bay, is gorgeous, a wholly relaxing place to collect shells, pitch a tent, or ride a horse. The city of Puerto. Located on Florida's Atlantic Coast, cars can be driven onto some of the hard-packed sandy beaches. Not far from the energy and vibrancy of Seattle, Port Angeles is one of America's great small towns. 07 of 13 Bay St. Louis, Mississippi Robbe Caponetto Myrtle Beach is one of America's favorite vacation getaways. There are, of course, many other options besides these, both within the countries weve listed and others, everywhere from Cyprus to the Dominican Republic. Golf, bird watching, camping and dining are among the other activities that visitors and residents enjoy on the Gulf Coast of Texas. Miami Beach is Floridas 33rd-largest city and, since the early 20th century, one of the most popular coastal areas in the United States. The historic city boasts a vibrant downtown with shops and restaurants, 15 recreational parks (including a golf course), and waterfront views from both the mainland and the peninsula across the water. Step out of your sub-$250K cottage and into the colorful, historic downtown lined with gorgeous live oaks, artist studios, and locally driven restaurants.. Mexico's low cost of living, climate, and affordable healthcare are attractions, with rents about 70% lower than in the United States. From the peaceful dunes of Cape Cod and the warm waters of the Gulf of Mexico to the wild cliffs of the Pacific Northwest, these are the top 10 affordable beach towns and cities across the United States where retirees can kick back. Consider these affordable and exotic places to launch your retirement abroad. Biloxi tops the list once again as America's most affordable beach town. Part of YaleNew Haven Health, Lawrence + Memorial Hospital is home to the regions only inpatient rehab unit and a nationally recognized cardiac rehabilitation program. With coffee shops, great restaurants, cafes, a marina and a thriving Arts District, Bremerton is much more than just a beach town across the sound from Seattle. World-renowned for excellent healthcare standards, Thailand is a sunny and friendly nation with a low cost of living. First, there are miles of gorgeous coastline, and for a change of scenery, there's a dense rainforest on the mainland. Many people dream about retirement in a beach town. Here's what to consider before you unretire. Welcome to Coastal Dream Life, a website dedicated to helping you achieve your dreams of white sandy beaches and fresh ocean breezes in style. Its a popular gay retirement community, says Russell Stucki, real estate associate at Re/Max Realty Group. Why It's Great:If you love white-sand beaches and warm, turquoise waters, thats what youll find in Mahahual, says Haskins. It has turquoise waters and fantastic sunny weather, with inexpensive property and rich history. San Mateo, California. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Do careful research, dont base your decision on a one-time vacation, and consider the factors weve mentioned to choose your perfect retirement on the beach. Vietnam offers one of the lowest costs of living in the world. But Daytona Beach has 23 miles of wide, hard-packed sand that allows for myriad activities, from beach sports to beach driving. It is safe, with a strong sense of community and an excellent medical system. Lewes and nearby Rehoboth Beach have become one of the hottest LGBTQ retirement destinations on the East Coast. Today, what brings visitors to Port Arthur are the history, wildlife and beaches. It's a suburban environment with a lot of bars, restaurants and parks. You can get a nice beachfront lot for less than $100,000. You might be willing to pay to live by the beach, but you dont want to stretch your budget too far. Sign up for our daily newsletter for the latest financial news and trending topics. An old village on the Mallorca coast.. Residents of Bremerton can still work in Seattle with a short commute time, and many do. (Getty . And while the island itself is surrounded by waterways, it's not directly on the beach, which is what keeps the cost of living lower than other beach towns. That includes Toms River, a seaside town thats nestled along the Atlantic Ocean and Barnegat Bay, a rich estuary thats long been a destination for fishing, crabbing, and boating. 1. If youre wondering what attracts people to the seaside on a more permanent basis, here are a few reasons. And it turns out, they share some common features that are particularly attractive for folks who are no longer congregating by the water cooler. It costs a median of $1,328 per month to own a home with a mortgage in Pensacola, and renters pay a median of $1,046 monthly. Bay St. Louis is attractive to residents and visitors because of its beautiful gulf beaches, temperate winter climate and plenty of entertainment during high season. I have been drawn to the ocean and the coastal lifestyle my whole life. NASCAR, headquartered in the area, holds several . While real estate over in Ocean City may be much more expensive, Ocean Pines is much more affordable. Get the kids off to school in the morning, help them with homework in the evening.Besides Chelem, there are several other communities along this stretch of coast with good-sized foreign populations, including Progreso, Chuburna, Chicxulub, Telchac Puerto and San Crisanto. Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right Loading Home Buying Calculators Quit your job and live in paradise in three cheap. The ranking was based on the population of residents aged 55 and over per capita (the higher the better, we say), affordability based on median list price, access to hospitals and other health care facilities, the number of amenities like golf courses (for low-impact exercise) and country clubs (for the social scene), as well as marinas and water-recreation businesses like boating and fishing, for that all-around beach town experience. A suburb of Baltimore, Middle River has a cost of living that is slightly higher than the national average but less expensive than Maryland's average. Where to stay: Stunning Renovated Direct Beachfront. Theres no traffic, no high-risesonly sand-floored beach bars and hammocks everywhere you look. It's less expensive than other coastal towns in Maryland because it doesn't actually have direct ocean access. It costs a median of $1,694 per month to own a home with a mortgage in Portland, and renters pay a median of $1,115 monthly. The location: Mexicos Yucatn Peninsula, where you'll find off-the-radar coastal communities that are so cheap you might not need to work. Lets find out what you need to consider when deciding between Capri and Anacapri! Malaysia may have the cheapest place to live on the beach in the world and you won't believe your luck. Try kayaking around Sea Rim State Park or explore the mansions like the glorious White Haven. Sarasota is a great choice for retirees who want warm weather, beautiful beaches and a wide range of cultural and recreational activities. No Matter Your Age, Do Not Claim Benefits Until You Reach This Milestone, Financial Insight in Your Inbox: Sign Up for GBR's Daily Newsletter, 3 Ways to Recession Proof Your Retirement, 8 Purchases Everyone Approaching Retirement Should Make, 25 Things To Sell When You're Ready To Retire. One of America's richest cities in terms of culture, history, cuisine and nature, Charleston is the epitome of old-world charm. 10 Best Places to Retire Around the World, Jumping Rocks/Universal Images Group via Getty Images, 8 of the Cheapest Countries to Retire Around the World, The 12 Best Islands for Retirement, From the Caribbean to the Mediterranean, 10 Best Countries for Americans Who Want to Live Abroad, 25 Best Summer Vacations Everyone Should Consider in 2023, How to Move to Another Country 15 Key Steps, 12 Best Lake Michigan Beaches With White Sand, Rolling Dunes, and Stunning Views, The 10 Best Small Towns in the U.S. for Retirees, 16 Affordable Family Vacations to Take This Summer. Read on to see where the best places are, what makes them good places to retire, and why exactly retiring at the beach is so popular. But this is one of the best overall areas to live in terms of quality of life. Just an hour from Seattle, Bremerton is a harbor side, beachfront town that provides a quieter escape from the busy city nearby. Located on the Pensacola Bay near the Gulf of Mexico, this popular beach retirement spot is an ideal place to enjoy Perdido Key, Pensacola Beach and the Gulf Islands National Seashore. Hoi An has mountainous surrounds on one side and some of the most beautiful, undisturbed pieces of beach within a stones throw. When you're not lounging on the powder-soft white sand beaches of the nearby islands, you'll be strolling the 18th-century streets and buildings, tucking into James Beard award-winning cuisine and watching the boats come into the picturesque Charleston Harbor. Well look at the top beach towns that offer an ideal home for retirement and what makes these choices such good ones. Learn how to maximize your Social Security income using an optimal claiming strategy. So, how many beaches are in Massachusetts? Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. What makes Biloxi an amazing retirement destination? With generally good weather, low crime rates, and a very accessible location, both to Europe and the rest of the world, Croatia is a dream to retire in. Year-round homes start around $350,000 and reach nearly $4 million. In fact, the Sunshine States shorelines arent the only coastal ZIP codes attracting boomersplenty of folks dont want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. Life is not cheap in the places getting 30 flights a day from El Norte. The city is so retiree-friendly, its even home to Latitude Margaritaville, a Jimmy Buffet-inspired 55-plus community. Where to stay: Hilton Daytona Beach Oceanfront Resort. Yes! Canggu is an eclectic mix of modern lifestyle with traditional Balinese culture. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. A couple can live comfortably in Mahahual for less than $2,000 a month. Seal Beach is quaint and cute to walk around, says Melinda Elmer, a Realtor with Century 21 Masters. One of my favorite Florida destinations is Port St. Lucie. Where to stay: Waterfront Manette Beach House. If you're looking for a cheap place to retire near the beach, consider Daytona Beach. Best Beach Cities In The World To Live And Work. The panhandle town is not far from the Gulf towns of Mobile and Gulfport. 1. The last few years have been financially challenging for many Americans, the pandemic took an economic toll on many, and inflation as well as rising rates are continuing to hurt wallets. Jacksonville, North Carolina Population: 72,896 Median home price: $222,814 Median monthly rent: $1,200 Many of the retired residents of Hyannis move into their former summer homes, but there are still plenty of boomers relocating to the area.
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